Saginaw Medical Federal Credit Union

Information may not be reliable

Our Offices will be closed Thursday, November 25th. We will be open Wed (9am-5pm) & Fri (7am-6pm)!!

RISK ALERT - Warning Against Telephone ScamsCredit Unions in the Midwest have recently reported that members are receiving telephone calls from people posing as employees of Visa or MasterCard in an effort to 'phish' for personal information. The scam has a person calling members and posing as a Security Officer from Visa or MasterCard. read more

Simplify Your Life with FREE Online Banking, FREE Estatements, & FREE Bill Pay!!

Concerned about Debt? OR Living Paycheck to Paycheck? ACCEL can help

Saginaw Medical FCU Partners with Mortgage Center!

Mortgage Center offers old fashioned integrity, in a modern world. Today, our partner, Mortgage Center, allows us to offer mortgages with the same integrity, efficiency and stability members have benefited from in the past.
Contact our Mortgage Center, a Michigan-based, credit union-owned service organization for your next home loan.
Call (888) 562-6865 or click on the left icon to accesss mortgage research tools, information, or even submit an application.

Create your own style with a personalized SMFCU Visa credit or debit card using our Express Yourself program. Express Yourself lets you design your own card with a photo of your kids, your pets or whatever you choose for only $9.95. Customize your SMFCU credit or debit card today by clicking on the card.

SAFE DEPOSIT BOXES AVAILABLE @ State St LocationSmall, Medium and Large Sizes Prices range from $4 to $9 a month*!*Box Fees withdrawn annually

Saginaw Medical Federal Credit Union has once again earned BauerFinanicals highest rating, the five-star superior rating, our 10th in a row!! To receive BauerFinancials 5-star superior rating, a credit union must exhibit excellence in such areas as capital adequacy, asset quality and stability. In addition, to captial ratio, other criteria are used to determine the rating. Some of these include: profitability/loss trends, evaluating the level of delinquent loans, charge offs and repossessed assets, the market versus book value of the investment portfolio, historical data and liquidity. Upon completion of the analysis, a star-rating is assigned based on a scale of zero to five stars with five stars being the strongest. Our credit union's commitment to providing a full range of products with great rates and service has contributed to a strong, safe, secure financial institution.

GO DIRECT DEPOSIT with SSI & Social Security