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Bad Credit Personal Loans Online is a free portal that borrowers can compare loan options at home in private. The free platform is designed to help borrowers with less than perfect credit find loan options, even if their credit histories are poor. Loan options for borrowers with bad credit can range from $500 to $10,000 or more and often up to five years in length. Personal loans can be used for debt consolidation, bills or home remodeling projects.